Welcome to “Bill of Health,” the podcast designed to help everyday Americans make smarter healthcare and financial decisions. I’m your host, Bill Filer, The Health Insurance Guy.
Think about the biggest financial decisions you make in life. Buying a home. Saving for retirement. Investing for the future. Most of those decisions come with tools, transparency, and a clear path forward. But there is one massive financial black box that threatens the security of nearly every American household: health insurance. Healthcare in America has become a maze of confusing terminology, hidden costs, and complex mechanics. Too often we’re conditioned to become passive users of the system instead of empowered consumers.
That’s why this show exists.
Bill of Health was created to pull back the medical curtain and simplify the language, systems, and decisions that impact your health and your financial future. Whether you’re covered through an employer, purchasing your own plan, or preparing for Medicare, this show will help you navigate with confidence.”

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Be smart. Shop smart. Protect your wealth.
Episode and More
- Her Son Broke His Femur — Did Their Health Share Actually Work? With Niki Chamberlain (Bill of Health Ep.10)Hear how one family used medical cost sharing and direct primary care to handle a major emergency while avoiding traditional health insurance.
- What If Your Employer Let YOU Choose Your Health Insurance? With Mike Markland (Bill of Health Ep.9)Learn how ICHRA works, giving employers more control over healthcare budgets while helping employees choose health insurance that fits their needs.
- Can You Really Leave Traditional Health Insurance Behind? (Bill of Health Ep.8)Learn how health shares handle cash-pay care, provider choice, preexisting conditions, and medical bills as an alternative to traditional insurance.
- Health Insurance Isn’t Your Only Option — The Health Share Alternative (Bill of Health Ep.7)Explore how health shares and medical cost sharing work, how they differ from traditional health insurance, and who may benefit from this alternative.
- What If Your Doctor Worked for You Instead of Your Insurance? (Bill of Health Ep.6)Learn how direct primary care works, what it costs, and how it can give patients more access, price transparency, and control over their healthcare.
- You Don’t Need to Be a Healthcare Expert to Stop Overpaying (Bill of Health Ep.5)Learn how to become a smarter healthcare consumer by shopping for care, reviewing medical bills, and finding ways to reduce out-of-pocket costs.
Disclaimer
This podcast is provided for educational purposes only and should not be considered legal, tax, investment, or insurance advice. Individual circumstances vary, and listeners should consult qualified professionals regarding their specific healthcare and financial situations. Opinions expressed are those of the host and guests and do not necessarily reflect the views of any insurance carrier or affiliated organization






